Bankruptcy

As America tries to overcome the recession that affected so many people negatively, there are still some people who are struggling, and cannot keep their heads above water.
Filing bankruptcy is not a bad thing, and quite contrary to belief, filing bankruptcy can actually help your credit score.
Credit scores are affected by all the credit accounts that are opened under a persons name, the number of times a person runs their credit, delinquent payments on credits and the non-payments on credits.
By filing bankruptcy, all the credits are wiped out, which means all the late payments are wiped clean, so you start brand new. Someone who has a bad score such as 650 can come out of bankruptcy with a better score of 700, and YES, you still can obtain more credit, such as a car loan.
The main Chapters of Bankruptcy that our firm handles are Chapter 7 and Chapter 13. Chapter 7 is for people who do not make a lot of money, and may not hold many assets. Chapter 13 is for people who make more than a certain amount of money, but still find themselves struggling.
The Law Firm of Gaines & Associates P.C. offers free 30 minute consultations over the phone for anyone wanting to know more about bankruptcy and which Chapter you qualify for. Give us a call (678)-735-5487, what have you got to lose?

Social Media

The Law Firm of Gaines & Associates, P.C. is looking to jump feet first into social media. Please check us out on Twitter at: @GainesLaw and Like us on Facebook: Facebook.com/gaines&associatesp.c. 

Also, check out our updated website at: www.thegainesfirm.com!

Introduction

Gaines & Associates, P.C. is a law firm located in Atlanta, Georgia. The firm represents clients all over the state of Georgia and metro Atlanta.  

We excel in the resolution of legal issues including:

• Bankruptcy and Debt Relief
• Real Estate Transactions and Loan Modifications
• Probate & Estate Planning
• Small Business Law

Our commitment to excellence has gained us the respect of our clients and others within the legal field.  We try to give enthusiastic and excellent representation for our clients.  Unlike large firms, we are able to get to know each person and their unique situation.

Our mission is to provide quality, professional representation with individual and personal attention to every client.  We have a record of securing successful resolutions for our clients.

We are available to meet with you evenings or weekends by appointment if your situation is urgent.

The Gaines Firm